For the first time since the Affordable Care Act became law in 2010, premiums are going down for most policies sold in the federally run exchanges.
One reason 2019 premiums will be 1.5 percent lower? It has to do with how high they were in 2018. They increased by an average of 36.9 percent for 2018, said Larry Levitt, senior vice president of the Kaiser Family Foundation.
"These premium decreases are really about returning excess profits," he said.